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BMW Motorrad Shortfall

BMW Motorrad Shortfall helps protect you from losing out financially when your motorcycle is written off or stolen.

If your motorcycle was written off, for example, due to a third party, a fire or theft, you often end up being worse off, because your insurer is unlikely to give you back the price you paid for your motorcycle. Also, if you bought your motorcycle using finance, your insurance pay out may not be enough to cover the balance you owe your finance company. In these difficult situations, BMW Motorrad Shortfall offers you protection against losing out financially.

The Benefits of BMW Motorrad Shortfall

  • Immediate cover for new and used motorcycles, with no mileage limit.
  • Cover available for 1, 2, 3 or 4 years.
  • You can pay for your policy either in one payment or 12 monthly instalments (at no extra cost).
  • If your motorcycle is written off or stolen in the first 12 months and you make a claim under the ‘new for old’ replacement motorcycle benefit of your motorcycle insurance policy, the remaining term of your Shortfall policy will be transferred to your new motorcycle.
  • We'll also pay up to £500 to cover any excess you have to pay as part of this motorcycle insurance claim, for the full duration of the policy.
  • Unlimited cover for retailer fitted options and accessories.
  • Paint protection products included in the invoice price, are covered.
  • If you need to make a claim our experienced BMW Motorrad Protect Services team will be on hand to guide you through the claims process.
Terms & Conditions
*The outstanding finance amount is the amount needed to settle a hire purchase, lease purchase, personal contract purchase or finance lease agreement between you and the finance company relating to the insured vehicle.

BMW Motorrad Shortfall is administered by Mondial (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street , Croydon, CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.